Major Rating Factors: Fair profitability index (3.4 on a scale of 0 to 10). Fair quality investment portfolio (3.3). Good liquidity (6.6) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Strong capitalization index (9.0) based on excellent current risk-adjusted capital (severe loss scenario). Excellent overall results on stability tests (7.6).
Principal Lines of Business: Comp med (94.2%), Medicare (5.8%)
Licensed in: ME, MA
Principal Enrollment Breakdown: HMO (82.4%), PPO (13.6%), POS (4.0%)