Major Rating Factors: Fair quality investment portfolio (3.3 on a scale of 0 to 10). Weak profitability index (2.7) with operating losses during 2017 and 2021. Good overall results on stability tests (5.9).
Other Rating Factors: Good liquidity (6.6) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent capitalization index (8.7) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business: --
Licensed in: CT, MA, ME
Principal Enrollment Breakdown: --