Major Rating Factors: Fair quality investment portfolio (3.3 on a scale of 0 to 10). Good overall results on stability tests (6.0). Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Weak profitability index (2.5). Strong capitalization index (9.6) based on excellent current risk-adjusted capital (severe loss scenario).
Principal Lines of Business: Comp med (94.2%), Medicare (5.8%)
Licensed in: ME, MA
Principal Enrollment Breakdown: HMO (79.6%), PPO (16.9%), POS (3.5%)