C
HPHC Ins Co
CantonMA
Rating Date
June 2024
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (3.8 on a scale of 0 to 10) based on inordinate decline in capital during 2022. Rating is significantly influenced by the acceptable financial results of Point32Health Inc. Weak quality investment portfolio (2.5) containing large exposure to common stock. Good profitability index (5.0) despite 1.3 million in losses in the current year.
Other Rating Factors: Good liquidity (6.1) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall capitalization (7.8) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business: --
Licensed in: CT, MA, ME, NH
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
302
Provider Compensation ($000)
Capitation Pay
445
Fee For Service
Contractual Pay
Salary
0
Bonus
37
Other
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Point32Health Inc
Investment Rating
--
Company Address
One Wellness Way
Canton, MA 02021
Phone Number
(617) 972-9400
NAIC Number
18975
Largest Affiliates
C
C
Canton, MA - Health
C
C
B
Canton, MA - Health