Major Rating Factors:
Weak profitability index (0.9 on a scale of 0 to 10) with 234.7 million in losses in the last five years. Average return on equity has been poor at -80.3%. Weak liquidity (0.0) as a spike in claims may stretch capacity. Excellent capitalization (6.9) based on good current risk-adjusted capital (severe loss scenario) reflecting significant improvement over results in 2020.
Other Rating Factors:
Excellent quality investment portfolio (9.2) containing small junk bond exposure. Excellent overall results on stability tests (7.7) based on consistent premium and capital growth in the last five years. Potentially strong support from affiliation with Geisinger Health System Foundation.
Principal Lines of Business:
--
Licensed in:
PA, WV
Principal Enrollment Breakdown:
--
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Geisinger Health System Foundation
Investment Rating
--
Company Address
100 North Academy Avenue
Danville, PA 17822
Danville, PA 17822
Phone Number
(570) 271-8777
NAIC Number
10244
Largest Affiliates