B
Presbyterian Ins Co
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
Loading...
Major Rating Factors: Fair profitability index (4.7 on a scale of 0 to 10) with operating losses during 2019 and 2021. Return on equity has been fair, averaging 8.6% over the last five years. Good overall results on stability tests (4.9) based on rapid enrollment growth during the past five years. Rating is significantly influenced by the strong financial results of Presbyterian Healthcare Services. Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors: Excellent quality investment portfolio (9.0) containing small junk bond exposure. Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: NM
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
102
Provider Compensation ($000)
Capitation Pay
178
Fee For Service
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Presbyterian Healthcare Services
Investment Rating
--
Company Address
9521 San Mateo Boulevard, NE
Albuquerque, NM 87113
Phone Number
(505) 923-6107
NAIC Number
11504
Largest Affiliates
B
Albuquerque, NM - Health