Major Rating Factors:
Fair quality investment portfolio (3.7 on a scale of 0 to 10). Fair overall results on stability tests (3.1). Rating is significantly influenced by the strong financial results of Health Care Service Corporation. Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Weak profitability index (0.9) with 87.6 million in losses in the current year. Average return on equity over the last five years has been poor at -6.9%. Excellent overall capitalization (7.5) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business:
--
Licensed in:
AZ, NC, NJ, PA, VA
Principal Enrollment Breakdown:
--
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Health Care Service Corporation
Investment Rating
--
Company Address
300 East Randolph Street
Chicago, IL 60601
Chicago, IL 60601
Phone Number
(312) 653-6000
NAIC Number
11524
Website
Largest Affiliates