B
PHP Ins Co of IN Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (5.1 on a scale of 0 to 10) based on consistent premium and capital growth in the last five years but rapid enrollment growth during the past five years. Rating is significantly influenced by the excellent financial results of Physicians Health Plan of Northern Indiana Inc. Fair capitalization index (4.2) based on fair current risk-adjusted capital (severe loss scenario). Excellent profitability (9.3) despite a decline in earnings during 2023.
Other Rating Factors: Excellent quality investment portfolio (9.5) containing small junk bond exposure. Excellent liquidity (7.4) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: IN, OH
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
221
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
0
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
0
Enrollment
Total Patient Encounters
Physician
0
Non-Physician
0
Corporate Info
Group Affiliation
Physicians Health Plan of Northern Indiana Inc
Investment Rating
--
Company Address
1700 Magnavox Way
Fort Wayne, IN 46804
Phone Number
(260) 432-6690
NAIC Number
12331
Largest Affiliates
A
Grand Rapids, MI - Health
B
Grand Rapids, MI - Health
B
Grand Rapids, MI - Health
B
Fort Wayne, IN - Health
B
Grand Rapids, MI - Health