Major Rating Factors:
Fair profitability index (4.8 on a scale of 0 to 10) with operating losses during 2018 and 2019. Good overall results on stability tests (5.4). Excellent capitalization (8.4) based on good current risk-adjusted capital (severe loss scenario) reflecting improvement over results in 2019.
Other Rating Factors:
Excellent quality investment portfolio (9.7) containing small junk bond exposure. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
OH
Principal Enrollment Breakdown:
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