Avalon Ins Co
Major Rating Factors:
Weak profitability index (0.9 on a scale of 0 to 10) with 47.1 million in losses in the last five years. Average return on equity has been poor at -39.4%. Fair overall results on stability tests (4.8). Rating is significantly influenced by the acceptable financial results of Capital Blue Cross Inc. Good quality investment portfolio (6.2) containing junk bond exposure equal to 77.8% of capital.
Other Rating Factors:
Good liquidity (6.1) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent capitalization (6.9) based on excellent current risk-adjusted capital (severe loss scenario). However, capital levels have fluctuated somewhat during past years.
Principal Lines of Business:
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Licensed in:
DC, DE, MD, PA, VA, WV
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
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Member Physicians
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Total Patient Encounters
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Non-Physician
Corporate Info
Group Affiliation
Capital Blue Cross Inc
Investment Rating
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Company Address
2500 Elmerton Avenue
Harrisburg, PA 17177
Harrisburg, PA 17177
Phone Number
(717) 541-7000
NAIC Number
12358
Website
Largest Affiliates