Major Rating Factors:
Good overall results on stability tests (6.4 on a scale of 0 to 10) based on consistent premium and capital growth in the last five years. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent profitability (8.4) despite a decline in earnings during 2022.
Other Rating Factors:
Excellent overall capitalization (7.1) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (9.9) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
PR
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
GH Healthcare Group LLC
Investment Rating
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Company Address
255 Ponce de Leon Avenue
San Juan, PR 00917
San Juan, PR 00917
Phone Number
(787) 758-2500
NAIC Number
13022
Website
Largest Affiliates