E
Superior Vision of NJ Inc
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (0.0 on a scale of 0 to 10). Rating is significantly influenced by the weak financial results of MetLife Inc. Good overall profitability index (6.5) despite a decline in earnings during 2022. Excellent capitalization index (9.6) based on good current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years.
Other Rating Factors: Excellent quality investment portfolio (9.9) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Excellent liquidity (7.9) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: NJ
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
--
Provider Compensation ($000)
Capitation Pay
--
Fee For Service
--
Contractual Pay
--
Salary
--
Bonus
--
Other
--
Member Physicians
Enrollment
0
Total Patient Encounters
Physician
Non-Physician
--
Corporate Info
Group Affiliation
MetLife Inc
Investment Rating
MET
Company Address
881 Elkridge Landing Road
Linthicum, MD 21090
Phone Number
(410) 752-0121
NAIC Number
14189
Largest Affiliates
U
Irvine, CA - Health