C
Common Ground Healthcare Coop
DaytonOH
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.2 on a scale of 0 to 10). Rating is significantly influenced by the strong financial results of Common Ground Healthcare Cooperative. Weak profitability index (2.5) with operating losses during 2021 and 2022. Good liquidity (6.5) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Excellent overall capitalization (9.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (8.7) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: WI
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
535
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
0
Corporate Info
Group Affiliation
Common Ground Healthcare Cooperative
Investment Rating
--
Company Address
230 N Main Street
Dayton, OH 45402
Phone Number
(937) 531-3300
NAIC Number
15061
Largest Affiliates
C
Dayton, OH - Health
B
Atlanta, GA - Health
B
Dayton, OH - Health
B
Dayton, OH - Health
B
Dayton, OH - Health