Major Rating Factors:
Good overall results on stability tests (6.8 on a scale of 0 to 10) based on consistent premium and capital growth in the last five years. Rating is significantly influenced by the acceptable financial results of Carle Foundation. Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Weak profitability index (2.0) with operating losses during 2022 and 2023.
Other Rating Factors:
Excellent capitalization index (7.8) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (9.3) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
WA
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Carle Foundation
Investment Rating
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Company Address
3310 Fields South Drive
Champaign, IL 61822
Champaign, IL 61822
Phone Number
(800) 851-3379
NAIC Number
15082
Website
Largest Affiliates