Major Rating Factors:
Fair overall results on stability tests (4.5 on a scale of 0 to 10) in spite of steady enrollment growth, averaging 8% over the past five years, healthy premium and capital growth during 2022 but good risk-adjusted capital in prior years. Weak profitability index (1.8) with 7.5 million in losses in the last two years. Good capitalization index (6.6) based on fair current risk-adjusted capital (severe loss scenario).
Other Rating Factors:
Good liquidity (6.4) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent quality investment portfolio (9.4) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
IA, IL, IN, OH
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Carle Foundation
Investment Rating
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Company Address
3310 Fields South Drive
Champaign, IL 61822
Champaign, IL 61822
Phone Number
(800) 851-3379
NAIC Number
15478
Website
Largest Affiliates