Major Rating Factors:
Fair quality investment portfolio (4.5 on a scale of 0 to 10) containing large holdings of mortgages. Good overall results on stability tests (5.1) based on healthy premium and capital growth during 2023. Excellent profitability (9.3) with operating gains in each of the last five years.
Other Rating Factors:
Excellent capitalization index (10.0) based on excellent current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years. Excellent liquidity (8.7) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
AL, GA, LA, MI, MS, OH, OK, PA, SC, TX, VA
Principal Enrollment Breakdown:
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Corporate Info
Group Affiliation
Wheaton Management LLC
Investment Rating
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Company Address
500 Steed Road
Ridgeland, MS 39157
Ridgeland, MS 39157
Phone Number
(601) 956-2028
NAIC Number
15931
Website
Largest Affiliates