B
AmFirst Ins Co
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (5.7 on a scale of 0 to 10) based on consistent premium and capital growth in the last five years. Fair quality investment portfolio (4.2) containing large holdings of mortgages. Excellent profitability (8.8) with operating gains in each of the last five years.
Other Rating Factors: Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (7.5) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: All states except CT, MA, MN, NY, WI, also licensed in PR
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
34
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
0
Enrollment
Total Patient Encounters
Physician
0
Non-Physician
Corporate Info
Group Affiliation
Wheaton Management LLC
Investment Rating
--
Company Address
500 Steed Road
Ridgeland, MS 39157
Phone Number
(601) 956-2028
NAIC Number
60250
Largest Affiliates
B
Ridgeland, MS - Health