C
WV Senior Advantage Inc
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.1 on a scale of 0 to 10) based on fair risk diversification due to the company's size. Excellent profitability (7.9) despite a decline in earnings during 2022. Excellent capitalization index (6.9) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors: Excellent quality investment portfolio (9.9) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Excellent liquidity (7.3) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: WV
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
852
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
RRW LLC
Investment Rating
--
Company Address
700 Chappell Road
Charleston, WV 25303
Phone Number
(304) 348-2630
NAIC Number
15955
Largest Affiliates
C
Cincinnati, OH - Health