D
Oscar Ins Co Florida
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10) with 318.7 million in losses in the last five years. Average return on equity has been poor at -93.5%. Weak liquidity (2.3) as a spike in claims may stretch capacity. Good overall results on stability tests (5.9) despite a decline in the number of member physicians during 2022.
Other Rating Factors: Excellent capitalization index (8.9) based on good current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years. Excellent quality investment portfolio (9.9) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: FL
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
522
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Oscar Health Inc
Investment Rating
Company Address
1200 South Pine Island Road
Plantation, FL 33324
Phone Number
(646) 403-3677
NAIC Number
16374
Largest Affiliates
D
Dallas, TX - Health
D
New York, NY - Health
D
New York, NY - Health
C
New York, NY - Health
C
New York, NY - Health