Clear Spring Health (VA) Inc
Major Rating Factors:
Weak profitability index (0.0 on a scale of 0 to 10) with 11.8 million in losses in the last four years. Weak overall results on stability tests (1.1) based on a significant -35% decrease in enrollment during the period, a steep decline in capital during 2022. Rating is significantly influenced by the acceptable financial results of DLICM LLC. Weak liquidity (2.3) as a spike in claims may stretch capacity.
Other Rating Factors:
Excellent capitalization index (10.0) based on good current risk-adjusted capital (severe loss scenario). Excellent quality investment portfolio (9.5) containing no exposure to mortgages, junk bonds, or unaffiliated stocks.
Principal Lines of Business:
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Licensed in:
VA
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
DLICM LLC
Investment Rating
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Company Address
250 South Northwest Highway
Park Ridge, IL 60068
Park Ridge, IL 60068
Phone Number
(224) 985-5593
NAIC Number
16534
Largest Affiliates