E
Banner Health Plan Inc
PhoenixAZ
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.0 on a scale of 0 to 10) with 34.3 million in losses in the last three years. Weak overall results on stability tests (0.9) based on excessive premium growth during 2022, an excessive 32% enrollment growth during the period. Excellent capitalization index (7.0) based on excellent current risk-adjusted capital (severe loss scenario).
Other Rating Factors: Excellent quality investment portfolio (9.9) containing no exposure to mortgages, junk bonds, or unaffiliated stocks. Excellent liquidity (7.2) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: AZ
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
891
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
0
Enrollment
Total Patient Encounters
Physician
0
Non-Physician
Corporate Info
Group Affiliation
Banner Health
Investment Rating
--
Company Address
2901 North Central Avenue
Phoenix, AZ 85012
Phone Number
(833) 516-1007
NAIC Number
16664
Largest Affiliates
E
Phoenix, AZ - Health