C
American Health Plan of UT Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair profitability index (4.6 on a scale of 0 to 10) with operating losses during 2020, 2021 and 2022. Fair overall results on stability tests (4.6) in spite of healthy premium and capital growth during 2023. Rating is significantly influenced by the acceptable financial results of American Health Holdings Of Utah LLC. Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Excellent overall capitalization (7.9) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (9.7) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: ID, UT
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
0
Contractual Pay
Salary
0
Bonus
68
Other
--
Member Physicians
Enrollment
320
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
American Health Holdings Of Utah LLC
Investment Rating
--
Company Address
201 Jordan Road
Franklin, TN 37067
Phone Number
(615) 905-5206
NAIC Number
16741
Largest Affiliates
C
Franklin, TN - Health
C
Franklin, TN - Health
C
Franklin, TN - Health
C
Franklin, TN - Health
C
Franklin, TN - Health