C
Perennial Advantage of OH Inc
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10) with modest operating losses during 2020 and 2022. Weak overall results on stability tests (2.8) based on poor risk diversification due to the size of the company's affiliate group. Good capitalization index (6.1) based on fair current risk-adjusted capital (severe loss scenario).
Other Rating Factors: Good liquidity (6.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent quality investment portfolio (9.9) containing little or no exposure to mortgages, junk bonds, or unaffiliated stocks.
Principal Lines of Business: --
Licensed in: OH
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
979
Fee For Service
0
Contractual Pay
Salary
0
Bonus
66
Other
--
Member Physicians
Enrollment
530
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Perennial Advantage of Ohio LLC
Investment Rating
--
Company Address
10900 Nuckols Road
Glen Allen, VA 23060
Phone Number
(804) 396-6412
NAIC Number
16783
Website
--
Largest Affiliates
D
Glen Allen, VA - Health