Major Rating Factors:
Weak profitability index (0.9 on a scale of 0 to 10) with 37.2 million in losses in the last three years. Weak liquidity (0.6) as a spike in claims may stretch capacity. Good overall results on stability tests (6.8). Rating is significantly influenced by the strong financial results of Blue Cross Blue Shield of Michigan Mutual Ins Co.
Other Rating Factors:
Excellent capitalization index (8.3) based on excellent current risk-adjusted capital (severe loss scenario). Excellent quality investment portfolio (8.9) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
VT
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Blue Cross Blue Shield of Michigan Mutual Ins Co
Investment Rating
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Company Address
445 Industrial Lane
Berlin, VT 05602
Berlin, VT 05602
Phone Number
(802) 505-3449
NAIC Number
16793
Largest Affiliates