B
Essence Healthcare PPO Inc
Rating Date
January 2026
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
1.07
Risk Adjusted
Capital Ratio #2
0.89
Total
Assets
10.97M
Capital
3.98M
Health
Premiums
12.79M
Net
Income
-6.55M
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Weiss Ratings Essence Healthcare PPO Inc
Maryland Heights, MO 		Click to
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Rating B
Capitalization Index 5.92
Investment Safety Index 9.90
Liquidity Index 6.91
Profitability Index 0.90
Reserve Adequacy Index --
Stability Index 2.80
Company Info Essence Healthcare PPO Inc
Maryland Heights, MO 		Click to
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Industry Health
NAIC Number 17254
Phone Number (866) 509-5398
Website www.essencehealthcare.com
Address 13900 Riverport Drive Maryland Heights, MO 63043
Balance Sheet Essence Healthcare PPO Inc
Maryland Heights, MO 		Click to
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Total Assets 10.97M
Capital and Reserves Essence Healthcare PPO Inc
Maryland Heights, MO 		Click to
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Risk-Adjusted Capital Ratio #1 1.07
Risk-Adjusted Capital Ratio #2 0.89
1-Year Reserve Development --
2-Year Reserve Development --
Capital 3.98M
Premium to Surplus --
Reserves to Surplus --
Investments Essence Healthcare PPO Inc
Maryland Heights, MO 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Essence Healthcare PPO Inc
Maryland Heights, MO 		Click to
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Medical Loss Ratio 110.58%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Essence Healthcare PPO Inc
Maryland Heights, MO 		Click to
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Bonus Pay 0.00
Capitation Pay 251.00
Contractual Pay 11.96K
Enrollment 1.36K
Fee For Service 0.00
Medical Expense Per Member Per Month $1,117.00
Network Physicians 4.17K
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 8.55K
Total Patient Encounters-Non-Physician 4.85K
Profitability Essence Healthcare PPO Inc
Maryland Heights, MO 		Click to
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Net Income -6.55M
Net Premium 12.79M
Health Premium 12.79M