B
Essence Healthcare Ohio Inc
Rating Date
January 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Fair overall results on stability tests (4.8 on a scale of 0 to 10) in spite of healthy premium and capital growth during 2023. Rating is significantly influenced by the strong financial results of Jdlinx Llc. Excellent overall capitalization (7.3) based on excellent current risk-adjusted capital (severe loss scenario). Excellent quality investment portfolio (9.9) containing little or no exposure to mortgages, junk bonds, or unaffiliated stocks.
Other Rating Factors: Excellent liquidity (8.9) with ample operational cash flow and liquid investments. Weak profitability index (0.9) with modest operating losses during 2022 and 2023.
Principal Lines of Business: --
Licensed in: OH
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
8
Fee For Service
0
Contractual Pay
742
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
83
Total Patient Encounters
Physician
Non-Physician
178
Corporate Info
Group Affiliation
Jdlinx Llc
Investment Rating
--
Company Address
13900 Riverport Drive
Maryland Heights, MO 63043
Phone Number
(866) 509-5398
NAIC Number
17275
Largest Affiliates
B
Maryland Heights, MO - Health
B
Maryland Heights, MO - Health
B
Maryland Heights, MO - Health