C
Medco Containment Ins Co of NY
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (1.2 on a scale of 0 to 10) with operating losses during 2019, 2020 and 2021. Average return on equity over the last five years has been poor at -7.5%. Fair overall results on stability tests (2.9) based on a significant -91% decrease in enrollment during the period, a steep decline in premium revenue in 2022 and excessive capital growth during 2022. Rating is significantly influenced by the strong financial results of The Cigna Group. Good quality investment portfolio (6.3) containing little or no exposure to mortgages, junk bonds, or unaffiliated stocks.
Other Rating Factors: Excellent capitalization index (10.0) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (9.7) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: NY
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
936
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
0
Enrollment
Total Patient Encounters
Physician
0
Non-Physician
0
Corporate Info
Group Affiliation
The Cigna Group
Investment Rating
CI
Company Address
One Express Way
Saint Louis, MO 63121
Phone Number
(800) 332-5455
NAIC Number
34720
Largest Affiliates
B
Nashville, TN - Health
C
Saint Louis, MO - Health
C
Bloomfield, CT - Health
B
Nashville, TN - Health
C
Phoenix, AZ - Health