CDPHP Universal Benefits Inc

Latham, NY

Rating Date

January 2026

NAIC
Classification

Health

Risk Adjusted
Capital Ratio #1

0.87

Risk Adjusted
Capital Ratio #2

0.73

Total
Assets

146.52M

Capital

53.65M

Health
Premiums

694.27M

Net
Income

-28.57M

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Weiss Ratings	CDPHP Universal Benefits Inc Latham, NY	Click to Compare	Click to Compare	Click to Compare
Rating	D
Capitalization Index	4.64
Investment Safety Index	8.62
Liquidity Index	2.67
Profitability Index	0.72
Reserve Adequacy Index	--
Stability Index	0.23

Company Info	CDPHP Universal Benefits Inc Latham, NY	Click to Compare	Click to Compare	Click to Compare
Industry	Health
NAIC Number	47027
Phone Number	(518) 641-3000
Website	www.cdphp.com
Address	6 Wellness Way Latham, NY 12110

Balance Sheet	CDPHP Universal Benefits Inc Latham, NY	Click to Compare	Click to Compare	Click to Compare
Total Assets	146.52M

Capital and Reserves	CDPHP Universal Benefits Inc Latham, NY	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	0.87
Risk-Adjusted Capital Ratio #2	0.73
1-Year Reserve Development	--
2-Year Reserve Development	--
Capital	53.65M
Premium to Surplus	--
Reserves to Surplus	--

Investments	CDPHP Universal Benefits Inc Latham, NY	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	CDPHP Universal Benefits Inc Latham, NY	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	92.05%
Cash From Underwriting	--
Combined Ratio	--
Expense Ratio	--
Loss Ratio	--
Net Premium Growth	--

Other Medical	CDPHP Universal Benefits Inc Latham, NY	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	0.00
Capitation Pay	23.07K
Contractual Pay	607.63K
Enrollment	84.92K
Fee For Service	0.00
Medical Expense Per Member Per Month	$618.00
Network Physicians	29.81K
Other Pay	--
Salary Pay	0.00
Total Patient Encounters - Physician	522.76K
Total Patient Encounters-Non-Physician	247.73K

Profitability	CDPHP Universal Benefits Inc Latham, NY	Click to Compare	Click to Compare	Click to Compare
Net Income	-28.57M
Net Premium	694.27M
Health Premium	694.27M