C
Hometown Health Prvdrs Ins Co
RenoNV
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.8 on a scale of 0 to 10) with 17.5 million in losses in the last three years. Weak overall results on stability tests (2.2) based on a significant -26% decrease in enrollment during the period, an inordinate decline in premium revenue in 2022. Weak liquidity (2.7) as a spike in claims may stretch capacity.
Other Rating Factors: Excellent overall capitalization (7.0) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (9.3) containing small junk bond exposure.
Principal Lines of Business: --
Licensed in: NV
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
185
Fee For Service
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Renown Health
Investment Rating
--
Company Address
10315 Professional Circle
Reno, NV 89521
Phone Number
(775) 982-3190
NAIC Number
48305
Largest Affiliates
D
Reno, NV - Health