Blue Cross & Blue Shield of VT

Berlin, VT

Rating Date

January 2026

NAIC
Classification

Health

Risk Adjusted
Capital Ratio #1

1.42

Risk Adjusted
Capital Ratio #2

1.18

Total
Assets

261.57M

Capital

87.68M

Health
Premiums

571.78M

Net
Income

18.01M

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Weiss Ratings	Blue Cross & Blue Shield of VT Berlin, VT	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	7.07
Investment Safety Index	7.26
Liquidity Index	6.88
Profitability Index	1.95
Reserve Adequacy Index	--
Stability Index	3.67

Company Info	Blue Cross & Blue Shield of VT Berlin, VT	Click to Compare	Click to Compare	Click to Compare
Industry	Health
NAIC Number	53295
Phone Number	(802) 223-6131
Website	www.bluecrossvt.org
Address	445 Industrial Lane Berlin, VT 05602

Balance Sheet	Blue Cross & Blue Shield of VT Berlin, VT	Click to Compare	Click to Compare	Click to Compare
Total Assets	261.57M

Capital and Reserves	Blue Cross & Blue Shield of VT Berlin, VT	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	1.42
Risk-Adjusted Capital Ratio #2	1.18
1-Year Reserve Development	--
2-Year Reserve Development	--
Capital	87.68M
Premium to Surplus	--
Reserves to Surplus	--

Investments	Blue Cross & Blue Shield of VT Berlin, VT	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Blue Cross & Blue Shield of VT Berlin, VT	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	99.03%
Cash From Underwriting	--
Combined Ratio	--
Expense Ratio	--
Loss Ratio	--
Net Premium Growth	--

Other Medical	Blue Cross & Blue Shield of VT Berlin, VT	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	0.00
Capitation Pay	773.00
Contractual Pay	196.56K
Enrollment	176.93K
Fee For Service	230.66K
Medical Expense Per Member Per Month	$268.00
Network Physicians	10.57K
Other Pay	--
Salary Pay	0.00
Total Patient Encounters - Physician	162.28K
Total Patient Encounters-Non-Physician	303.95K

Profitability	Blue Cross & Blue Shield of VT Berlin, VT	Click to Compare	Click to Compare	Click to Compare
Net Income	18.01M
Net Premium	571.78M
Health Premium	571.78M