Blue Cross & Blue Shield of NC

Durham, NC

Rating Date

November 2025

NAIC
Classification

Health

Risk Adjusted
Capital Ratio #1

4.85

Risk Adjusted
Capital Ratio #2

4.04

Total
Assets

8.25B

Capital

4.97B

Health
Premiums

11.18B

Net
Income

133.04M

My Lists My Alerts

Weiss Ratings	Blue Cross & Blue Shield of NC Durham, NC	Click to Compare	Click to Compare	Click to Compare
Rating	B
Capitalization Index	10.00
Investment Safety Index	4.48
Liquidity Index	6.36
Profitability Index	5.54
Reserve Adequacy Index	--
Stability Index	8.49

Company Info	Blue Cross & Blue Shield of NC Durham, NC	Click to Compare	Click to Compare	Click to Compare
Industry	Health
NAIC Number	54631
Phone Number	(919) 489-7431
Website	www.bluecrossnc.com
Address	4613 University Drive Durham, NC 27707

Balance Sheet	Blue Cross & Blue Shield of NC Durham, NC	Click to Compare	Click to Compare	Click to Compare
Total Assets	8.25B

Capital and Reserves	Blue Cross & Blue Shield of NC Durham, NC	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	4.85
Risk-Adjusted Capital Ratio #2	4.04
1-Year Reserve Development	--
2-Year Reserve Development	--
Capital	4.97B
Premium to Surplus	--
Reserves to Surplus	--

Investments	Blue Cross & Blue Shield of NC Durham, NC	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Blue Cross & Blue Shield of NC Durham, NC	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	86.01%
Cash From Underwriting	--
Combined Ratio	--
Expense Ratio	--
Loss Ratio	--
Net Premium Growth	--

Other Medical	Blue Cross & Blue Shield of NC Durham, NC	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	88.85K
Capitation Pay	131.96K
Contractual Pay	7.56M
Enrollment	2.41M
Fee For Service	2.92M
Medical Expense Per Member Per Month	$338.00
Network Physicians	92.71K
Other Pay	--
Salary Pay	0.00
Total Patient Encounters - Physician	6.08M
Total Patient Encounters-Non-Physician	3.52M

Profitability	Blue Cross & Blue Shield of NC Durham, NC	Click to Compare	Click to Compare	Click to Compare
Net Income	133.04M
Net Premium	11.19B
Health Premium	11.18B