E
Lasso Healthcare Ins Co
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Weak profitability index (0.9 on a scale of 0 to 10) with 17.9 million in losses in the last five years. Average return on equity has been poor at -81.6%. Fair overall results on stability tests (3.8) based on rapid premium growth over the last five years. Rating is significantly influenced by the weak financial results of Tokio Marine Holdings Inc. Excellent capitalization index (7.5) based on excellent current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years.
Other Rating Factors: Excellent quality investment portfolio (9.9) containing small junk bond exposure. Excellent liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Principal Lines of Business: --
Licensed in: All states except CA, CO, CT, ID, ME, MI, NJ, NY, VT, WA, WI
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
487
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
0
Enrollment
Total Patient Encounters
Physician
0
Non-Physician
Corporate Info
Group Affiliation
Tokio Marine Holdings Inc
Investment Rating
--
Company Address
225 Townpark Drive
Kennesaw, GA 30144
Phone Number
(770) 973-9851
NAIC Number
76503
Largest Affiliates
No affiliate information available.