D
Clear Spring Health Ins Co
Rating Date
January 2026
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
1.84
Risk Adjusted
Capital Ratio #2
1.53
Total
Assets
565.59M
Capital
44.57M
Health
Premiums
231.71M
Net
Income
-30.36M
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Weiss Ratings Clear Spring Health Ins Co
Park Ridge, IL 		Click to
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Rating D
Capitalization Index 7.60
Investment Safety Index 9.90
Liquidity Index 7.67
Profitability Index 0.57
Reserve Adequacy Index --
Stability Index 1.08
Company Info Clear Spring Health Ins Co
Park Ridge, IL 		Click to
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Industry Health
NAIC Number 78301
Phone Number (224) 332-2395
Website clearspringhealthcare.com
Address 250 South Northwest Highway Park Ridge, IL 60068
Balance Sheet Clear Spring Health Ins Co
Park Ridge, IL 		Click to
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Total Assets 565.59M
Capital and Reserves Clear Spring Health Ins Co
Park Ridge, IL 		Click to
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Risk-Adjusted Capital Ratio #1 1.84
Risk-Adjusted Capital Ratio #2 1.53
1-Year Reserve Development --
2-Year Reserve Development --
Capital 44.57M
Premium to Surplus --
Reserves to Surplus --
Investments Clear Spring Health Ins Co
Park Ridge, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Clear Spring Health Ins Co
Park Ridge, IL 		Click to
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Medical Loss Ratio 69.35%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Clear Spring Health Ins Co
Park Ridge, IL 		Click to
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Bonus Pay 0.00
Capitation Pay 0.00
Contractual Pay 377.48K
Enrollment 477.68K
Fee For Service 0.00
Medical Expense Per Member Per Month $30.00
Network Physicians 0.00
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 219.00
Total Patient Encounters-Non-Physician 10.00
Profitability Clear Spring Health Ins Co
Park Ridge, IL 		Click to
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Net Income -30.36M
Net Premium 231.71M
Health Premium 231.71M