B
Educators Mutual Ins Assn
MurrayUT
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Good quality investment portfolio (5.0 on a scale of 0 to 10). Fair overall results on stability tests (4.2). Excellent profitability (9.0) despite a decline in earnings during 2022.
Other Rating Factors: Excellent overall capitalization (10.0) based on good current risk-adjusted capital (severe loss scenario). Moreover, capital levels have been consistent in recent years. Excellent liquidity (8.8) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: ID, UT
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
138
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Educators Mutual Ins Association
Investment Rating
--
Company Address
5101 South Commerce Drive
Murray, UT 84107
Phone Number
(801) 262-7476
NAIC Number
81701
Largest Affiliates