C
All Savers Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (5.3 on a scale of 0 to 10) despite rapid premium growth over the last five years. Rating is significantly influenced by the strong financial results of UnitedHealth Group Incorporated. Weak profitability index (1.7) with 210.2 million in losses in the last two years. Average return on equity over the last five years has been poor at -0.1%. Excellent capitalization index (7.6) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors: Excellent quality investment portfolio (9.9) containing small junk bond exposure. Excellent liquidity (7.5) with ample operational cash flow and liquid investments.
Principal Lines of Business: --
Licensed in: All states except CA, MA, MN, NJ, NY, also licensed in VI
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
886
Provider Compensation ($000)
Capitation Pay
1
Fee For Service
Contractual Pay
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
UnitedHealth Group Incorporated
Investment Rating
UNH
Company Address
7440 Woodland Drive
Indianapolis, IN 46278
Phone Number
(317) 715-7056
NAIC Number
82406
Largest Affiliates
A
Minnetonka, MN - Health
A
Las Vegas, NV - Health
B
Minnetonka, MN - Health
B
Milwaukee, WI - Health
B
Minnetonka, MN - Health