B
Emphesys Ins Co
Rating Date
April 2025
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
3.53
Risk Adjusted
Capital Ratio #2
2.94
Total
Assets
95.47M
Capital
58.97M
Health
Premiums
156.09M
Net
Income
-12.20M
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Weiss Ratings Emphesys Ins Co
Louisville, KY 		Click to
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Rating B
Capitalization Index 9.71
Investment Safety Index 9.17
Liquidity Index 7.30
Profitability Index 0.90
Reserve Adequacy Index --
Stability Index 4.75
Company Info Emphesys Ins Co
Louisville, KY 		Click to
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Industry Health
NAIC Number 88595
Phone Number (502) 580-1000
Website --
Address 500 West Main Street Louisville, KY 40202
Balance Sheet Emphesys Ins Co
Louisville, KY 		Click to
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Total Assets 95.47M
Capital and Reserves Emphesys Ins Co
Louisville, KY 		Click to
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Risk-Adjusted Capital Ratio #1 3.53
Risk-Adjusted Capital Ratio #2 2.94
1-Year Reserve Development --
2-Year Reserve Development --
Capital 58.97M
Premium to Surplus --
Reserves to Surplus --
Investments Emphesys Ins Co
Louisville, KY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Emphesys Ins Co
Louisville, KY 		Click to
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Medical Loss Ratio 85.89%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical Emphesys Ins Co
Louisville, KY 		Click to
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Bonus Pay 0.00
Capitation Pay 0.00
Contractual Pay 119.59K
Enrollment 14.00K
Fee For Service 2.52K
Medical Expense Per Member Per Month $3,217.00
Network Physicians 499.33K
Other Pay --
Salary Pay 123.00
Total Patient Encounters - Physician 269.51K
Total Patient Encounters-Non-Physician 146.37K
Profitability Emphesys Ins Co
Louisville, KY 		Click to
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Net Income -12.20M
Net Premium 156.09M
Health Premium 156.09M