B
TRH Health Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Health
Premiums
Net
Income
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Major Rating Factors: Good overall profitability index (5.7 on a scale of 0 to 10) despite 4.1 million in losses in the current year. Good quality investment portfolio (6.5) containing junk bond exposure equal to 85.0% of capital. Good overall results on stability tests (5.8).
Other Rating Factors: Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall capitalization (10.0) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Principal Lines of Business: --
Licensed in: TN
Principal Enrollment Breakdown: --
Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
855
Provider Compensation ($000)
Capitation Pay
0
Fee For Service
Contractual Pay
0
Salary
0
Bonus
0
Other
--
Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Tennessee Rural Health Improvement Association
Investment Rating
--
Company Address
147 Bear Creek Pike
Columbia, TN 38401
Phone Number
(931) 560-0041
NAIC Number
89005
Largest Affiliates
C
Columbia, TN - Health