Major Rating Factors:
Weak profitability index (0.7 on a scale of 0 to 10) with 40.9 million in losses in the last two years. Return on equity has been low, averaging 1.4% over the last five years. Weak overall results on stability tests (2.2). Good liquidity (5.3) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Excellent overall capitalization (9.2) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent quality investment portfolio (7.9) containing small junk bond exposure.
Principal Lines of Business:
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Licensed in:
TN
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Tennessee Rural Health Improvement Association
Investment Rating
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Company Address
147 Bear Creek Pike
Columbia, TN 38401
Columbia, TN 38401
Phone Number
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NAIC Number
89005
Website
Largest Affiliates