C
First Health L&H Ins Co
Rating Date
September 2025
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
3.44
Risk Adjusted
Capital Ratio #2
2.87
Total
Assets
140.85M
Capital
37.20M
Health
Premiums
63.66M
Net
Income
3.98M
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Weiss Ratings First Health L&H Ins Co
Downers Grove, IL 		Click to
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Rating C
Capitalization Index 9.61
Investment Safety Index 9.46
Liquidity Index 7.33
Profitability Index 7.31
Reserve Adequacy Index --
Stability Index 3.59
Company Info First Health L&H Ins Co
Downers Grove, IL 		Click to
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Industry Health
NAIC Number 90328
Phone Number (630) 737-7900
Website member.cvty.com/memberPortalWeb/appmanager/memberPortal/member
Address 3200 Highland Avenue Downers Grove, IL 60515
Balance Sheet First Health L&H Ins Co
Downers Grove, IL 		Click to
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Total Assets 140.85M
Capital and Reserves First Health L&H Ins Co
Downers Grove, IL 		Click to
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Risk-Adjusted Capital Ratio #1 3.44
Risk-Adjusted Capital Ratio #2 2.87
1-Year Reserve Development --
2-Year Reserve Development --
Capital 37.20M
Premium to Surplus --
Reserves to Surplus --
Investments First Health L&H Ins Co
Downers Grove, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios First Health L&H Ins Co
Downers Grove, IL 		Click to
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Medical Loss Ratio 82.80%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical First Health L&H Ins Co
Downers Grove, IL 		Click to
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Bonus Pay 5.00
Capitation Pay 166.00
Contractual Pay 155.25K
Enrollment 18.86K
Fee For Service 14.10K
Medical Expense Per Member Per Month $1,505.00
Network Physicians 792.19K
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 498.49K
Total Patient Encounters-Non-Physician 528.52K
Profitability First Health L&H Ins Co
Downers Grove, IL 		Click to
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Net Income 3.98M
Net Premium 63.66M
Health Premium 63.66M