D
US Health & Life Ins Co
Troy,  MI
Rating Date
September 2025
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
2.93
Risk Adjusted
Capital Ratio #2
2.44
Total
Assets
178.42M
Capital
42.67M
Health
Premiums
110.86M
Net
Income
-13.40M
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Weiss Ratings US Health & Life Ins Co
Troy, MI 		Click to
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Rating D
Capitalization Index 8.96
Investment Safety Index 9.90
Liquidity Index 8.03
Profitability Index 0.90
Reserve Adequacy Index --
Stability Index 2.78
Company Info US Health & Life Ins Co
Troy, MI 		Click to
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Industry Health
NAIC Number 97772
Phone Number (586) 693-4300
Website ushealthandlife.com
Address 800 Tower Drive Troy, MI 48098
Balance Sheet US Health & Life Ins Co
Troy, MI 		Click to
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Total Assets 178.42M
Capital and Reserves US Health & Life Ins Co
Troy, MI 		Click to
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Risk-Adjusted Capital Ratio #1 2.93
Risk-Adjusted Capital Ratio #2 2.44
1-Year Reserve Development --
2-Year Reserve Development --
Capital 42.67M
Premium to Surplus --
Reserves to Surplus --
Investments US Health & Life Ins Co
Troy, MI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios US Health & Life Ins Co
Troy, MI 		Click to
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Medical Loss Ratio 113.52%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical US Health & Life Ins Co
Troy, MI 		Click to
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Bonus Pay 0.00
Capitation Pay 0.00
Contractual Pay 29.62K
Enrollment 54.92K
Fee For Service 0.00
Medical Expense Per Member Per Month $121.00
Network Physicians 0.00
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 0.00
Total Patient Encounters-Non-Physician 0.00
Profitability US Health & Life Ins Co
Troy, MI 		Click to
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Net Income -13.40M
Net Premium 110.86M
Health Premium 110.86M