D
US Health & Life Ins Co
Troy,  MI
Rating Date
April 2025
NAIC
Classification
Health
Risk Adjusted
Capital Ratio #1
1.55
Risk Adjusted
Capital Ratio #2
1.29
Total
Assets
128.89M
Capital
22.58M
Health
Premiums
52.04M
Net
Income
1.02M
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Weiss Ratings US Health & Life Ins Co
Troy, MI 		Click to
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Rating D
Capitalization Index 7.24
Investment Safety Index 9.90
Liquidity Index 8.03
Profitability Index 0.90
Reserve Adequacy Index --
Stability Index 2.72
Company Info US Health & Life Ins Co
Troy, MI 		Click to
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Industry Health
NAIC Number 97772
Phone Number (586) 693-4300
Website ushealthandlife.com
Address 800 Tower Drive Troy, MI 48098
Balance Sheet US Health & Life Ins Co
Troy, MI 		Click to
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Total Assets 128.89M
Capital and Reserves US Health & Life Ins Co
Troy, MI 		Click to
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Risk-Adjusted Capital Ratio #1 1.55
Risk-Adjusted Capital Ratio #2 1.29
1-Year Reserve Development --
2-Year Reserve Development --
Capital 22.58M
Premium to Surplus --
Reserves to Surplus --
Investments US Health & Life Ins Co
Troy, MI 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios US Health & Life Ins Co
Troy, MI 		Click to
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Medical Loss Ratio 113.52%
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical US Health & Life Ins Co
Troy, MI 		Click to
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Bonus Pay 0.00
Capitation Pay 0.00
Contractual Pay 29.62K
Enrollment 49.30K
Fee For Service 0.00
Medical Expense Per Member Per Month $810.00
Network Physicians 0.00
Other Pay --
Salary Pay 0.00
Total Patient Encounters - Physician 0.00
Total Patient Encounters-Non-Physician 0.00
Profitability US Health & Life Ins Co
Troy, MI 		Click to
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Net Income 1.02M
Net Premium 52.05M
Health Premium 52.04M