B
KENTUCKY FUNERAL DIRECTORS LIFE INS
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good Liquidity (6.0 on a scale of 0 to 10) with sufficient resources to handle a spike in claims. Fair overall results on stability tests (4.9). Strong capitalization (7.6) based on excellent risk adjusted capital (severe loss scenario). Capital levels have been relatively consistent over the last five years.
Other Rating Factors: High quality investment portfolio (7.3). Excellent profitability (7.4) with operating gains in each of the last five years.
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Ind annuities (47.1%), other (52.9%)
Licensed in: KY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
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Investments in Affiliates
Corporate Info
Group Affiliation
Directors Investment Group
Investment Rating
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Company Address
Lexington Fincl Cntr 26th Fl
Frankfort, KY 40601
Phone Number
(325) 695-3412
NAIC Number
11133
Largest Affiliates