Major Rating Factors:
Good Liquidity (6.2 on a scale of 0 to 10) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Good overall results on stability tests (5.8). Stability strengths include excellent operational trends, good risk adjusted capital for prior years and excellent risk diversification. Fair quality investment portfolio (4.7).
Other Rating Factors:
Strong capitalization (7.0) based on excellent risk adjusted capital (severe loss scenario). Excellent profitability (7.7) with operating gains in each of the last five years.
Stability Factors:
I - Past results on our Investment Safety Index.
Principal Lines of Business:
Ind annuities (61.7%), group life (29.5%), other (8.7%)
Licensed in:
All states except DC, ME, NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Directors Investment Group
Investment Rating
--
Company Address
6550 Directors Parkway
Abilene, TX 79606
Abilene, TX 79606
Phone Number
(325) 695-3412
NAIC Number
99775
Largest Affiliates