B
AMERITAS LIFE INS CORP OF NY
Rating Date
July 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good Liquidity (5.0 on a scale of 0 to 10) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Fair quality investment portfolio (4.4) with significant exposure to mortgages . Mortgage default rate has been low. Fair profitability (3.0) with investment income below regulatory standards in relation to interest assumptions of reserves.
Other Rating Factors: Fair overall results on stability tests (4.9). Strong capitalization (7.2) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: I - Past results on our Investment Safety Index. L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Ameritas Mutual Holding Co
Investment Rating
--
Company Address
1350 Broadway Suite 2201
New York, NY 10018
Phone Number
(402) 467-1122
NAIC Number
60033
Largest Affiliates
B
Lincoln, NE - L&A