C
AMERITAS LIFE INS CORP
LincolnNE
Rating Date
September 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair quality investment portfolio (4.9 on a scale of 0 to 10) with significant exposure to mortgages . Mortgage default rate has been low. Fair overall results on stability tests (4.5). Good Liquidity (5.8) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders.
Other Rating Factors: Weak profitability (2.0) with operating losses during the first nine months of 2024. Strong capitalization (7.8) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Ameritas Mutual Holding Co
Investment Rating
--
Company Address
5900 O Street
Lincoln, NE 68510
Phone Number
(800) 311-7871
NAIC Number
61301
Largest Affiliates
C
White Plains, NY - L&A