Major Rating Factors:
Good overall capitalization (6.8 on a scale of 0 to 10) based on good risk adjusted capital (severe loss scenario). However, capital levels have fluctuated somewhat during past years. Good overall results on stability tests (5.8). Stability strengths include good operational trends and excellent risk diversification. Fair quality investment portfolio (4.3).
Other Rating Factors:
Excellent profitability (7.2) with operating gains in each of the last five years. Excellent Liquidity (7.4).
Stability Factors:
F - Negative cash flow.
G - Fast asset or premium growth.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Universal Ins Co Group
Investment Rating
--
Company Address
Calle Bolivia #33 6to Piso
Guaynabo, PR 00969
Guaynabo, PR 00969
Phone Number
(787) 641-7171
NAIC Number
60041
Website
Largest Affiliates