B
UNIVERSAL LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings UNIVERSAL LIFE INS CO
Guaynabo, PR
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Rating B
Capitalization Index 7.20
Investment Safety Index 5.00
Liquidity Index 8.10
Profitability Index 7.70
Reserve Adequacy Index --
Stability Index 4.40
Company Info UNIVERSAL LIFE INS CO
Guaynabo, PR
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Industry L&A
NAIC Number 60041
Phone Number (787) 706-7337
Website www.universalpr.com
Address Calle Bolivia #33 6to Piso Guaynabo, PR 00969
Balance Sheet UNIVERSAL LIFE INS CO
Guaynabo, PR
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Total Assets 2.55B
Capital and Reserves UNIVERSAL LIFE INS CO
Guaynabo, PR
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Risk-Adjusted Capital Ratio #1 2.27
Risk-Adjusted Capital Ratio #2 1.11
1-Year Reserve Development --
2-Year Reserve Development --
Capital 199.88M
Premium to Surplus --
Reserves to Surplus --
Investments UNIVERSAL LIFE INS CO
Guaynabo, PR
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Cash 3.01%
CMO & Structured Securities 34.32%
Common & Preferred Stock 11.22%
Invested Assets 1.81K
Investments in Affiliates 0.00%
Mortgages in Good Standing 0.00%
Non-Investment Grade Bonds 11.03%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 38.43%
Other Investments 1.90%
Real Estate 0.00%
Operating Ratios UNIVERSAL LIFE INS CO
Guaynabo, PR
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Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical UNIVERSAL LIFE INS CO
Guaynabo, PR
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability UNIVERSAL LIFE INS CO
Guaynabo, PR
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Net Income 16.95M
Net Premium 172.35M
Health Premium --