B
PATRIOT LIFE INS CO
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good quality investment portfolio (5.6 on a scale of 0 to 10) despite mixed results such as: no exposure to mortgages and large holdings of BBB rated bonds but no exposure to junk bonds. Good Liquidity (6.9) with sufficient resources to handle a spike in claims. Good overall results on stability tests (5.0) despite negative cash flow from operations for 2022 good operational trends and good risk diversification.
Other Rating Factors: Weak profitability (1.9) with operating losses during 2022. Strong capitalization (9.9) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow.
Principal Lines of Business: Other (100%)
Licensed in: AL, GA, IL, IN, KY, ME, MA, MI, NH, NC, OH, PA, SC, TN, VT, VA, WI
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
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Investments in Affiliates
Corporate Info
Group Affiliation
Frankenmuth Mutual Group
Investment Rating
--
Company Address
One Mutual Avenue
Frankenmuth, MI 48787
Phone Number
(989) 652-6121
NAIC Number
60099
Largest Affiliates
A
Frankenmuth, MI - P&C
B
Yarmouth, ME - P&C
B
Frankenmuth, MI - P&C
B
Frankenmuth, MI - P&C
B
Frankenmuth, MI - P&C