B
ASure Worldwide Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
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Major Rating Factors: Good liquidity (6.4 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.3) despite. Other stability subfactors include potentially strong support from affiliation with Frankenmuth Ins Co, good operational trends and excellent risk diversification. Fair profitability index (4.2) with operating losses during 2023.
Other Rating Factors: Strong long-term capitalization index (8.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (8.2) that helps to protect the company against sharp claims increases.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Personal/comm auto (38.6%), comm multi (27.5%), homeowners (12.9%), work comp (8.7%), fin guar/surety (2.4%), fire (0.6%), product liab. (0.4%), other (8.9%)
Licensed in: MI
Principal Investments: Investment grade bonds (99.2%), cash (0.5%), other (0.3%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Frankenmuth Ins Co
Investment Rating
--
Company Address
One Mutual Avenue
Frankenmuth, MI 48787
Phone Number
(989) 652-6121
NAIC Number
11511
Largest Affiliates
A
Frankenmuth, MI - P&C
B
Yarmouth, ME - P&C
B
Frankenmuth, MI - P&C
B
Frankenmuth, MI - P&C
B
Frankenmuth, MI - L&A