C
SOUTHERN FINANCIAL LIFE INS CO
Rating Date
July 2025
NAIC
Classification
Life & Annuity
Risk Adjusted
Capital Ratio #1
1.70
Risk Adjusted
Capital Ratio #2
1.53
Total
Assets
17.08M
Capital
5.40M
Net
Premiums
967.35K
Net
Income
148.56K
My Lists My Alerts
Weiss Ratings SOUTHERN FINANCIAL LIFE INS CO
Scottsville, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Capitalization Index 7.80
Investment Safety Index 8.10
Liquidity Index 7.70
Profitability Index 8.20
Reserve Adequacy Index --
Stability Index 4.20
Company Info SOUTHERN FINANCIAL LIFE INS CO
Scottsville, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry L&A
NAIC Number 60242
Phone Number (904) 407-1097
Website --
Address 105 Public Square Scottsville, KY 42164
Balance Sheet SOUTHERN FINANCIAL LIFE INS CO
Scottsville, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 17.08M
Capital and Reserves SOUTHERN FINANCIAL LIFE INS CO
Scottsville, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 1.70
Risk-Adjusted Capital Ratio #2 1.53
1-Year Reserve Development --
2-Year Reserve Development --
Capital 5.40M
Premium to Surplus --
Reserves to Surplus --
Investments SOUTHERN FINANCIAL LIFE INS CO
Scottsville, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash 29.42%
CMO & Structured Securities 17.24%
Common & Preferred Stock 0.16%
Invested Assets 17.18
Investments in Affiliates 0.00%
Mortgages in Good Standing 0.00%
Non-Investment Grade Bonds 0.00%
Non-Performing Mortgages 0.00%
Other Investment Grade Bonds 43.83%
Other Investments 0.01%
Real Estate 0.00%
Operating Ratios SOUTHERN FINANCIAL LIFE INS CO
Scottsville, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting --
Combined Ratio --
Expense Ratio --
Loss Ratio --
Net Premium Growth --
Other Medical SOUTHERN FINANCIAL LIFE INS CO
Scottsville, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability SOUTHERN FINANCIAL LIFE INS CO
Scottsville, KY 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 148.56K
Net Premium 967.35K
Health Premium --