C
AMERICAN LIFE & ACC INS CO OF KY
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair profitability (4.4 on a scale of 0 to 10). Return on equity has been low, averaging 0.1%. Fair overall results on stability tests (3.8). Low quality investment portfolio (1.6).
Other Rating Factors: Strong overall capitalization (8.1) based on mixed results -- excessive policy leverage mitigated by excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (7.5).
Stability Factors: I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: --
Licensed in: AR, GA, IN, KY, MD, OH, PA, TN
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Hardscuffle Inc
Investment Rating
--
Company Address
3 Riverfront Plz 471 W Main St
Louisville, KY 40202
Phone Number
(502) 585-5347
NAIC Number
60666
Website
--
Largest Affiliates
C
Louisville, KY - P&C