Major Rating Factors:
Fair profitability (4.1 on a scale of 0 to 10) with operating losses during 2024. Return on equity has been low, averaging 1.3%. Fair overall results on stability tests (3.3) including fair risk adjusted capital in prior years. Good current capitalization (6.2) based on good risk adjusted capital (moderate loss scenario) reflecting some improvement over results in 2023.
Other Rating Factors:
Low quality investment portfolio (2.8). Excellent Liquidity (9.0).
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind annuities (78.9%), ind health (13.6%), other (7.6%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Liberty Life Group Trust
Investment Rating
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Company Address
1605 LBJ Freeway Suite 710
Dallas, TX 75234
Dallas, TX 75234
Phone Number
(469) 522-4400
NAIC Number
61581
Website
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Largest Affiliates