B
CAPITOL LIFE INS CO
DallasTX
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good Liquidity (5.8 on a scale of 0 to 10) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Good overall results on stability tests (5.0). Stability strengths include good operational trends and good risk diversification. Fair quality investment portfolio (3.4).
Other Rating Factors: Strong capitalization (7.1) based on excellent risk adjusted capital (severe loss scenario). Excellent profitability (7.8) with operating gains in each of the last five years.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. I - Past results on our Investment Safety Index.
Principal Lines of Business: Ind annuities (86.3%), ind health (8.0%), other (5.7%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Liberty Life Group Trust
Investment Rating
--
Company Address
1605 LBJ Freeway Suite 710
Dallas, TX 75234
Phone Number
(469) 522-4400
NAIC Number
61581
Largest Affiliates
B
Baton Rouge, LA - L&A
C
U
Breaux Bridge, LA - L&A