Major Rating Factors:
Good capitalization (5.0 on a scale of 0 to 10) based on good risk adjusted capital (moderate loss scenario). Good Liquidity (6.5) with sufficient resources to handle a spike in claims as well as a significant increase in policy surrenders. Good overall results on stability tests (5.0) despite fair risk adjusted capital in prior years good operational trends and excellent risk diversification.
Other Rating Factors:
Fair quality investment portfolio (4.2). Excellent profitability (8.3) with operating gains in each of the last five years.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
I - Past results on our Investment Safety Index.
Principal Lines of Business:
Ind annuities (84.3%), ind health (0.6%), other (15.2%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Liberty Life Group Trust
Investment Rating
--
Company Address
1605 LBJ Freeway Suite 710
Dallas, TX 75234
Dallas, TX 75234
Phone Number
(469) 522-4400
NAIC Number
68543
Largest Affiliates