Major Rating Factors:
Fair quality investment portfolio (3.9 on a scale of 0 to 10) with large holdings of BBB rated bonds in addition to significant exposure to junk bonds. Fair overall results on stability tests (4.8). Good overall profitability (5.3). Despite its volitility, return on equity has been excellent over the last five years averaging 16.0%.
Other Rating Factors:
Strong capitalization (7.5) based on excellent risk adjusted capital (severe loss scenario). Excellent Liquidity (7.1).
Stability Factors:
A - Financial problems or weaknesses of a parent or affiliate company.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Group health (83.1%), group life (16.7%), other (0.2%)
Licensed in:
All states except NY
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Unum Group
Investment Rating
Company Address
2211 CONGRESS STREET
Portland, ME 04122
Portland, ME 04122
Phone Number
(207) 575-2211
NAIC Number
62235
Website
Largest Affiliates